On behalf of Chesapeake Financial Shares, Jeffrey M. Szyperski, Chairman of the Board and CEO, reported earnings for the first quarter of 2026 of $5,390,860.

The reported earnings per share were $1.147 fully diluted as compared to $1.364 at December 31, 2025. Total assets ended the quarter at $1,730,015,652, a 3.6% increase from year-end.

Nonperforming assets were 0.359% as of March 31, 2026 compared to 0.352% at year-end. This level of nonperforming assets is significantly below peer group banks. Additionally, there is no Other Real Estate Owned (OREO) at quarter-end. Net loans have grown 5.7% from year-end and 12.9% from the first quarter of 2025.

Overall net interest margin continues to improve yearover-year ending the quarter at 3.98%.